Please note that all financial information should be read in conjunction with the Financial Statements, Footnotes and the Management's Discussion and Analysis sections of the Annual Report. If you would like a copy of the current or past Annual Reports free of charge, please call (517) 423-0303.

Form 10-K Report (PDF 315 Kb)
2002 Management (PDF 100 Kb)
Letter To Shareholders
Management's Discussion and Analysis (PDF 119 Kb)
Financial Statements (PDF 74 Kb)
Footnotes To Financial Statements (PDF 148 Kb)

The reports, which are presented as PDF documents, require the free Adobe Acrobat Reader, version 3.01 or greater.





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